Chapter 7 Bankruptcy
A fresh start, handled by an attorney — from the eligibility review to your meeting with the trustee.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Flat attorney fee
$1,300
Plus these costs
- Chapter 7 court filing fee (paid to the court)+$338
- Credit report+$45
Estimated total$1,683
The court filing fee is set by the federal courts and paid to the court. It may be paid in installments, or waived if you qualify.
- Attorney eligibility review
- Petition prepared and filed
- Attorney at your 341 meeting
Illustrative prototype pricing. Not an offer. Final scope and fees are confirmed in a written agreement after attorney review.
Who this may be right for
- Individuals and married couples in Los Angeles or Orange County struggling with credit cards, medical bills, personal loans, or other unsecured debt.
- People facing collection calls, a collection lawsuit, or a wage garnishment.
- Households whose income may qualify for Chapter 7 under the means test — we check this for you.
- Anyone who has not received a Chapter 7 discharge in the last eight years.
What the package includes
- Attorney consultation and Chapter 7 eligibility review, including the means test
- Credit report pull to help identify your creditors ($45, billed at cost)
- Preparation of your petition, schedules, statement of financial affairs, and means test forms
- Review of exemptions to help protect property the law allows you to keep
- Attorney review and a signing meeting with you before anything is filed
- Electronic filing with the U.S. Bankruptcy Court
- An attorney with you at your 341 meeting of creditors
- Guidance on the two required financial courses and next steps through discharge
What is not included
- Chapter 13 cases — quoted separately after attorney review
- Lawsuits filed inside the bankruptcy case (adversary proceedings)
- Opposing creditor motions, such as motions for relief from the automatic stay
- Cases involving an operating business or significant non-exempt assets
- The court filing fee, credit report, and the fees for the two required courses
Information you may need
- Pay stubs or proof of income for the last six months
- Your last two years of tax returns
- Recent bank statements
- Bills, collection letters, and any lawsuit or garnishment papers
- Information about your car, home, and other major property
- Government photo ID and proof of your Social Security number
Forms that may be involved
Examples only. The forms used depend on your situation.
How attorney review works
An attorney reviews your income, debts, property, and credit report to confirm whether Chapter 7 is a good fit and which exemptions apply. Your documents are prepared from that review, and the attorney goes over every page with you before you sign. After filing, the attorney appears with you at the 341 meeting of creditors.
Many Chapter 7 cases reach discharge about four months after filing. Filing generally stops most collection activity right away through the “automatic stay,” with some exceptions. Some debts — such as most student loans, recent taxes, and child support — usually cannot be discharged.
How it begins
- 1Complete the guided intake online.
- 2Upload any court papers or documents you already have.
- 3An attorney reviews your matter, runs a conflict check, and confirms whether the package fits.
- 4If accepted, you receive a written engagement agreement with the exact scope and fee.
Not every matter qualifies for a flat-fee package. If your situation needs more help, we’ll tell you up front and explain your options.
Ready to take the next step?
Start the guided intake. It takes about five minutes, and you’ll see which service may be worth exploring—with no obligation.
AI-assisted workflows. Attorney-led legal services. Clear, defined scope.